Generally self certification mortgages are for people who are usually self employed who can afford a mortgage but don’t have sufficient proof of income.

They are also used for people in certain professions such as sales, where a large proportion of their income is earned by commission.

Although lenders will not ask for proof of this income, your advisor will need to satisfy themselves that the income you are declaring is correct.

Complete our enquiry form online or call us on 0121 744 4886 for the best Self-Cert deals currently available.